I guess if you're going to have minimal financial literacy, like me, you have to also be frugal. Very lucky I did essentially spare change round ups so I'm not out, like, my mortgage or anything.
Idk if frugal is the right word. You know what I mean. Honestly I'm feeling embarrassed I didn't do more research before signing up but I'm making my shame public in the hope that even one person gets warned before buying in.
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