I’ve done this multiple times before but last time was only about $10,000 to $20,000 in debt, & I’ve had about $500+ in fiat savings before getting rugged by Yotta.
I tackled the debt before the ...
Many americans make $100.000~ per year and live paycheck to paycheck and if they have a health emergency they are totally fucked so you are doing better then average. As long as you can put aside $250-$500 per month its gonna add up long term.
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