A lot of people still evaluate bitcoin the wrong way. They pick one date on the chart, pick another date a few years later, and declare victory or failure based on the gap between those two points.
That only tells you something useful if you bought once, at that exact starting point, and never added another dollar. For anyone pursuing FIRE, that is usually the wrong frame. The real question is what happened to your cost basis if you kept buying the whole time.
That is where DCA changes the picture. If you stacked $100 per month from February 2021 through January 2026, you invested $6,000 and ended up with about 0.146 bitcoin. At a $67,000 bitcoin price, that stack is worth $9,779. That is a 63% return, not 18%.
Your portfolio lives in your average cost basis, not in somebody else's point-to-point chart comparison.
I wrote about why DCA investors are living in a completely different reality than chart-watchers, and why your cost basis matters more than the chart: https://firebtc.io/p/your-cost-basis-is-not-the-chart
That only tells you something useful if you bought once, at that exact starting point, and never added another dollar. For anyone pursuing FIRE, that is usually the wrong frame. The real question is what happened to your cost basis if you kept buying the whole time.
That is where DCA changes the picture. If you stacked $100 per month from February 2021 through January 2026, you invested $6,000 and ended up with about 0.146 bitcoin. At a $67,000 bitcoin price, that stack is worth $9,779. That is a 63% return, not 18%.
Your portfolio lives in your average cost basis, not in somebody else's point-to-point chart comparison.
I wrote about why DCA investors are living in a completely different reality than chart-watchers, and why your cost basis matters more than the chart: https://firebtc.io/p/your-cost-basis-is-not-the-chart
3🤙2
