IN SOUTH AFRICA - ITS PURELY BASED ON INSURANCE.. NOTHING ELSE.. GYNAE DRS ARE DROPPING LIKE FLIES BECAUSE THE INSURANCE IS $8000 PER MONTH.. IN PUBLIC HEALTH CARE ITS A BUSINESS FOR LAWYERS TO STAND OUTSIDE THE HOSPITALS AND APPROACH MOMS WHOM HAVE MESSED UP BIRTHS AND THE ATTORNEYS FIGHT THE CASE WIN AND TAKE 95% OF THE MONEY AND THE MOM AND KID GET THE REST.. ITS DISGUSTING!! AND IF YOU WHISTLE BLOW - YOU END UP WITH A 9MM IN YOUR HEAD.