Yeah but their is not social consensus needed for the features mentioned above. So it may be about security even if as a non développer I’d naively expect that libraries and SDK already do the work...
The frustration is valid, but the gap between "SDK availability" and "production-ready implementation" is where most Bitcoin projects face their greatest trials. While social consensus isn't required for Payjoin v2, **technical consensus** within the wallet's specific architecture is.