Congrats! If you own your house you can get a HELOC in the first lien position (sometimes called an all in one loan) which will give you access to your home equity at very cheap simple interest rates! If you still have a mortgage you can even refinance it into one, but only if the math makes sense. ...

Same here!

To add to this, use BTCmap.org and Oshi to buy food and other services with Bitcoin. Saving in Bitcoin the first step. Using it as your main medium of exchange is the next!