I asked chat gpt to help me craft a generational/family mortgage concept. TL:DR something closer to 100 year mortgages first, but only for certain people. See below To expand on your answer, you could provide a broader perspective on the potential implications of these extended mortgages and how t...

How about a 100 year HELOC that I use to buy bitcoin.

Or they will stop giving out mortgages like they do in countries with failed fiat because it makes no sense to lend at a fix interest rate when inflation is much higher. If mortgages continue I don’t see them staying at a fixed rate forever

I'm going with write in option #3: massive residential real estate correction If for some fiat reason that doesn't happen, I think you'll see extended amortization offerings. 40 years terms were tested a handful of years back and did not last.