Will it optimize BTC spending for long term vs short term capital gains?

With my trad-fi bank, I could easily have two accounts, one long term-rainy day fund, and one slush-fund for short term stuff where I'd be able to segregate them for mental accounting reasons but easily be able to transfer between them... kind of like savings and checking accounts. Does Strike offer...

Yo can we get that bill pay feature in Cali? Would be pretty dope. I’m feening to get on a bitcoin standard!

Any plans for a web app?