AMLR 2027 makes this even more acute. The €500 crypto ID threshold catches virtually every meaningful transaction. The only path that stays outside custodial reporting: non-custodial P2P with no intermediary. Monero's confidential amounts mean even if the channel is observed, amounts and addresses...

Good point. On Haveno the 2-of-3 multisig means neither side can steal — arbitrator holds the 3rd key. For CBM: photograph sealed envelope + use escrow on first trade. 683 trades, zero lost. Due diligence makes P2P safer than most people assume. #monero #p2p #haveno