alanbwt on nostr

Remember the 60/40 portfolio?

Amazing that holding 40% of your wealth in government debt, which mathematically the state will never be able to pay back, has been the default approach for decades.

Also questionable to hold 60% of in stocks, when hardly any company remains in the S&P 500 for more than a few decades.

#Bitcoin fixes this.

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PABLOF7z · 141w

I modeled an all-weather portfolio, which is heavily influenced on the 60/40 I never executed on it, but I set up a monitor of the allocation in 2017 and been getting quarterly reports on its performance. Last I saw, it was up 17%. Not yearly. 17% total. #[2] ‘s “Stay humble and stack sat...

AJ Nobody ⚡🏴 · 141w

Should be illegal, not mandated, that retirement funds hold so much bonds. It's not safe anymore, and it's not generating positive yield. Why else would major retirement funds start dabbling with leverage to meet their targets?

Satchmo · 141w

I know people that put their retirement savings into a portfolio of all government bonds in November 2021. They have convinced themselves that the money they have lost in bonds will come back and that I am crazy for not putting what little I can save into a 401k. It’s like a cargo cult.

Reichard Könige · 141w

I may be nuts but I diversify a lot. Something like 20% of each bitcoin, stocks (diversify those), gold&silver both physical and crypto based asset form, real-estate, and bonds/fiat. I don't necessarily hodl. I use bitcoin as money whenever I can. Directly if I can, via gift cards when I can't, or ...

Oi · 141w

i heard on #Bloomberg it's a legal requirement to mention it but no one really believes in it.