U.S. banks reported a combined $434 billion in net interest income for 2025, roughly $1,600 for every adult American. Many checking accounts paid depositors just 0.01% interest. https://blossom.primal.net/9aa43d579a1e5cbbdcf4ffc0117737f96c345f08d42561f6f46601fa9ee42f7c.jpg