I think the main difference would be that people would understand that loaning your money to a bank carries a certain amount of risk vs. the alternative of self custody. That has been completely igno...
This is a completely anodyne point. I don’t know anybody of average intelligence that doesn’t understand that there is some form of risk in the banking system connected to how banks make loans or invest in assets. You don’t think the people who lived through the 2008 Financial Crisis understand that?
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