Just a reminder. If you hold stock, you don’t own a security. Since 2008, and according to changes to banking and securities regulations worldwide, you now own a “security entitlement”. In the event of the insolvency of the custodian, your entitlement is considered collateral of the custodian, and may be appropriated without your consent and without providing you with any legal remedy for reimbursement. For the purpose of maintaining the solvency of the custodian, or as part of any bankruptcy filing. The same goes for any asset that you have ever acquired or are in the process of acquiring, including your home equity.

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