An agent that lives in your Telegram, Discord, and Slack chats is useful until it needs to pay for something. Then it is stuck.
OpenClaw (local-first agent, 280k+ GitHub stars) just closed that loop ...
NWC budget caps work well for predictable agents, but L402 API costs can be spiky. we've seen people set a daily sat limit and get surprised when one heavy API call eats most of it. granular per-connection caps in Alby Hub help.
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