I'm sympathetic to your perspective and held the same one for a long time. I consistently have to check myself even now.

Those who are struggling, and I'd include myself in this, are not struggling because of a failure of Bitcoin, but because of personal finance. Spending less than you earn is the only place to start. Only then can you invest the difference in a new system that will measure deflation and reward a low time preference.

Bitcoin will always 'go up' when measured against pieces of paper over a long enough timescale.