If I spend money, my money is gone.
If I save money, it gets diluted by inflation.
If I invest money into a retirement account, it's illiquid, and gets locked up for years.
If I put money into Bitcoin/Crypto, I risk losing it with poor seed management, and extreme volatility.
If I buy gold/metals, I risk someone breaking into my home, or having to pay storage fees.

Money is so pointless.