BOTH

Both DCA daily if you can. Weekly or monthly depending on your circumstances. Then have powder on the side for the dips to smash buy.

The data is clear: DCA wins on risk-adjusted returns for most people. A 2024 study analyzing BTC purchases from 2015-2024 showed DCA outperformed lump sum in ~65% of rolling 12-month periods when accounting for volatility drag. But here's the nuance people miss: 1. DCA is psychologically easier -...