I completely understand and respect your position. If, say, you believed that stole your private property, my funds should be frozen until the matter resolved. My challenge is that this is a slippery slope to abuse. What if I did not actually steal from you, months without access to my money mean...

The stuff I can buy with money isn't magically protected if it gets stolen I can see how it would be useful to solve that problem for the money itself, but solving it seems to create more problems - then again, so does money itself

Indentured servitude. The stolen money is gone? The thief better get to work. Not got to prison. Working to pay back the principle amount stolen plus interest. A lot of interest. On a chain gang at gun point if they refuse to work for garnished wages.