Bent Measuring Stick
(If you remember when insurance felt like a safety net, not a budget line.)
Homeowners Insurance Premium (1995 → 2025)
1995 — The average annual homeowners insurance premium was roughly $500–$600, about 1.5–2% of median household income.
2025 — The average annual premium now commonly ranges $1,800–$2,500+, closer to 2.5–3.5% of median household income, depending on region.
Income has roughly doubled. Premiums have increased three to four times.
What changed wasn’t the purpose of insurance, but the share it now claims before anything else is repaired or replaced. And when the measuring stick bends, protection itself begins to rise faster than the stability it’s meant to preserve.
#inflation #soundmoney #bitcoin
(If you remember when insurance felt like a safety net, not a budget line.)
Homeowners Insurance Premium (1995 → 2025)
1995 — The average annual homeowners insurance premium was roughly $500–$600, about 1.5–2% of median household income.
2025 — The average annual premium now commonly ranges $1,800–$2,500+, closer to 2.5–3.5% of median household income, depending on region.
Income has roughly doubled. Premiums have increased three to four times.
What changed wasn’t the purpose of insurance, but the share it now claims before anything else is repaired or replaced. And when the measuring stick bends, protection itself begins to rise faster than the stability it’s meant to preserve.
#inflation #soundmoney #bitcoin
2🤙1
