I strongly suspect that the bitcoin experience, even for veterans, will be quite different in ten years.

BIP 353 brings names: ACINQ have a spec for supporting contact lists too. I expect vanity addresses to follow as providers get onboard.

Silent payment addresses should replace all other on-chain addresses, especially deposit to exchanges. Though you'll probably just send to e.g. <acctname>@client.river.com (will this allow probing of account names? Will they use random ones instead? Or accept anything and if they get typo payments sort it out in customer service?)

And BOLT12 provides reusable lightning addresses, which provide the off-chain analog of silent payments. Doesn't matter to you if the recipient is using some weird layer 2, either. BIP 353 returns both this and a silent payment address, so the sender wallet chooses.