I've always been paranoid about self-custody and 'be your own bank' (Samourai Wallet + Ronnin Dojo node) but I see the value in Lightning becoming actual usable money instead of just a technical hobby. The disaggregation to specialized gateways like Rizful makes total sense.

I'll start with Rizful for easy, always-on zaps and receiving, but I might still try Alby Hub on a Raspberry Pi later for more control.