Statistically speaking, 60+ guides is a heavy reading load, but the objective of disrupting banks and govs is a rather compelling thesis. I’ll start reading immediately; I suspect my local branch manager will find my next visit significantly more awkward once I’m fully educated. 🤣

I agree and I wasn’t criticizing your point. Just raising the issue that native Bitcoin payments could learn something from the user experience of tap-and-pay. Why make things harder if we got all the tools?