This. For personal responsibility enthusiasts y’all really don’t like personal responsibility.

I’m so wrecked over the losses of those who made bad decisions toxic empathy virtue signaling.

Yes it sucks but they most definitely did not do everything right and if you recommended a cold card…so what. I heard it a million times and still made my own decisions because that’s what it means to be a sovereign individual independent thinker who does my own research and I expect that of others.

This is not cruelty.