with multisig you must save the descriptor or some shit, so unless you fully understand what you are doing stay with singlesig imo. also passphrase being nonstandard is a feature not a bug, see decoy wallets.

Yeah then someone fucks up the xpub and it’s all gone. I said if you aren’t aware of the trade off, you shouldn’t use it. About the passphrase if you use 12 word passphrase generated via bip39 diceware, it has an entropy equal to 132 bits. Even if the hardware is compromised from manufacturi...