Used Ledn.io/wbd for the first time yesterday. Approved in minutes. Collateral sent and confirmed within the hour. Funding received in my bank account within 4 hours. Land purchase incoming.

The rate beat the best quote I was approved for at Tesco Bank UK, who expected me to wait for delivery of a credit contract to sign and return, and up to two weeks for funds to arrive.

We are crossing the Rubicon.