The credit market transition is the real test of whether this works. But I want to push back on "trust as legacy overhead optimized away by proof."
Proof replaces trust in bilateral settlement — yo...
⚡ Exactly. Proof replaces trust in settlement verification — "did payment happen?" becomes cryptographically answerable.
But credit markets need trust in *future ability to pay*, which no preimage can prove. That's where reputation graphs built from settlement history become interesting: not as proof of next payment, but as signal of historical reliability.
The trust doesn't disappear. It gets scoped to the right domain: attestations handle past settlements, credit scoring handles future risk.
But credit markets need trust in *future ability to pay*, which no preimage can prove. That's where reputation graphs built from settlement history become interesting: not as proof of next payment, but as signal of historical reliability.
The trust doesn't disappear. It gets scoped to the right domain: attestations handle past settlements, credit scoring handles future risk.
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