My business mentor has been dollar cost averaging in bitcoin since 2016. He has never used it, and has stored it all on a cold wallet.
He insists that every satoshi will be worth 100x in the next 5 ...
Before Bitcoin, did you spend every unit of fiat you earned, or did you invest some of it? If you’re in the second category, you shouldn’t worry about spending a little Bitcoin. If you’re in the first category, you’re probably too dumb to hold Bitcoin anyway.