It’s difficult and scary to take responsibility for your money. I had a shocking scare today. I’ve got my bitcoin in cold storage and have the pass phrases stored securely in 2 different countries...
Set up a 'watch only wallet'. You only need the xpub/zpub. Then you can keep an eye on it without having to do a full 'wallet restore'. Also - to avoid heart attacks - write down the derivation path as well as your 12 or 24 words.
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