For the amount I was borrowing, yes. Tesco rate was 12.3%, end of the road for my credit rating perhaps. Went with standard 50% LTV. Will set up auto top up as well.

I've been considering it for some time but the land investment opportunity window was rapidly closing. I figured that with BTC being lower than we might have expected currently, it at least provides me the benefit of lower chance of liquidation. Pushed my thinking more towards borrowing against rather than selling right now.

Bit of a bold move, possibly reckless but been falling in love with North West Arkansas Ozark vibes.