I don't know how this is possible but my insurance company paid me out more for the car than I paid for it a year ago, by almost 10%
And I didn't even have gap insurance
I was expecting them to tot...
It’s not a mistake. And you didn’t get more. You got less than you paid initially but you were paid in inflated dollars. Inflation drives used cars prices up and the insurance covers the updated valuation if the sum insured was on the upper end of the spectrum for that model.