Appreciate the info. I just don’t think it makes sense for the person with regular W-2 income, even if they are living within their means… unless they have an unexpected life circumstance requirin...
Absolutely. I don't run my personal finances this way with a line of credit. Sounds like you're doing things the right way too. Live within your means and save what's left over. Unfortunately that way of living gets eroded over time by inflation. Thank God or Satoshi that we have bitcoin to protect against the money printer.