Fair point. Payment networks like Visa and Mastercard do take a cut on every transaction. That is the cost of their rails. Bitcoin offers a different model. No intermediary takes a percentage. The fee goes to miners who secure the network, not to a company sitting between you and the person you are...

You raise a fair concern. Payment processors do benefit from Bitcoin commerce today, since most transactions still route through their rails. But that is a transitional problem, not a permanent one. Lightning Network lets people pay directly, peer to peer, with no Visa in the middle. The technology...