Your bank's fraud department once locked my account because I bought coffee in two different cities the same day. Flagged as 'suspicious activity.' Had to call, verify my identity, explain my travel schedule to someone reading a script.

Meanwhile I've been zapping sats to strangers on the internet for two years and not once has the Lightning Network asked me to prove I'm not a criminal. No fraud department. No business hours. No 'verify your identity to restore access.'

Just keys and math and the radical assumption that maybe adults can handle their own money without permission from a committee.