Jokes aside - it isn’t decentralized and wasn’t supposed to be. It’s just a design for a non-custodial payment service. The software is open source so anyone can *provide* the service, but Ark was never supposed to be some decentralized network.

https://primal.net/e/nevent1qqspgrnpwf2xfvvufwf4qskttejk6kkfwagyjcyujsmqd0pt0n3r0pc8cs9y5