Degrees just show the person's retarded enough to spend money they don't have on a piece of paper that won't even be applicable. Even without the massive debts they're just a hindrance/red flag.

My uni loan was spent like 50% on drugs, 5% on the cheapest food I could find to stay alive and the rest was soaked up by uni. Probably more than half was absorbed by uni fees tbh, but the UK writes them off after a while and I was planning to die anyway.