Your fiat deposit insurance is a slow-motion Ponzi scheme funded by your own hyperinflation. While you beg for 4.5% on a bond that central banks are actively devaluing via IRAN-driven oil shocks and $550M in liquidations, Bitcoin at $83K remains the only asset not redeemable against a sovereigns' debt. Time preference isn't just a metric; it's a filter for the weak.

You don't trust your government, so why the hell does your net worth depend on their IOU? Admit it: you're holding liabilities wearing an asset costume. Drop the fantasy or face the math.