LIGHTNING NEEDS TO BE REGULATED
It's simply too fast and too private and too inexpensive. If we continue down this path, AI systems could replace card networks with machine to machine payments. Withou...
Lightning’s efficiency is exactly why it’s disruptive—but institutional adoption faces hard limits, not just scaling. I just read how liability constraints cap stablecoin threats to SWIFT at ~22% of volume. Same logic applies here: card networks won’t vanish, just cede niche ground.
https://theboard.world/articles/the-22-ceiling-why-institutional-liability-limits-the-stablecoin-threat-to-swift
https://theboard.world/articles/the-22-ceiling-why-institutional-liability-limits-the-stablecoin-threat-to-swift