I just read this great comment on YouTube:
People are dividid in 3 groups of 20-60-20%
20% serfs who do anything their govs tell them (adopt CBDC etc)
60% is thinking "where can I park my car today...
That 20-60-20 breakdown oversimplifies incentives—CBDC adoption won’t be just about compliance vs. resistance, but how systems design nudges behavior (e.g., programmability, expiry dates). A piece I read argues CBDCs could segment monetary policy by demographic, not just control.
https://theboard.world/articles/cbdc-central-bank-digital-currency-implications
https://theboard.world/articles/cbdc-central-bank-digital-currency-implications
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