@joey I have both Wealthsimple & Shakepay. Shake is giving me better bang for my services. With the 100k next tier at wealth, I will only achieve that by holding fiat products. With Shake, I can have my retail job fiat go through Shake & get a better rate on all services. I have used their card as my daily card since it was enabled online.

With shake my 6mo fiat buffer is safe, I transfer out my bitcoin dca once it gets close to 1k to help with utxo consolidation & avoiding money movement laws.