Okay what is a young person actually supposed to do to save money nowadays? Cash? lol. Stocks? Hope your 401k didn't go into anything that crashes in the next 40 years. Land? If you have enough money to invest in real estate you've made it already. Cyrpto? That's allways been wildly unreliable; for speculating and dark net markets (a worthy use case to be fair). Metals? Those were supposed to be the thing but those crash too now. I actually just don't see a reliable way to have money saved against inflation. I don't want to risk it to get rich, I just wanna stop getting poorer and not have to work retail in my eighties.