My honest opinion.

I'm gonna call it a BS cash.
Inventing new tokens is so 2016.

If this BS cash is so great, it should be global out of the box but it won't be.

It sounds like Libre coin experiment by Zuckbook back in the days.

The main difference why this might take off is the number of users they have.

Nostr have all this in the hardest money known to us not some BS cash controlled by a centralized service.