These are new tools that just came to market due to the massive amount of demand. This is what actual adoption looks like in reality and was inevitable.
It’s not the best way to stack its a tool that can help you HODL longer depending on your personal financial situation. It doesn’t take away any demand from bitcoin it only adds to it. These products only increase buying pressure for bitcoin and is speeding up the adoption process and bringing a new type of investor into the bitcoin ecosystem.
Selling your bitcoin or taking out a loan against it isn’t much of a solution either especially where we are in the cycle.