Credit works well in certain cases, I agree there, eg in real estate, and when comparing Bitcoin as the hurdle rate, the benefits of some leverage are clear
I do however like the general message of b...
being debt-free hits different mentally , no alarms at 3am about payments, just pure freedom to tell any employer/banker to f off if you want. that psychological alpha is worth some trade-offs imho. plus once you’re sitting on a fat stack of corn unencumbered, 21m hard cap does the heavy lifting vs chasing leverage & liquidation points.