HODL · 84w Simple formulas for a good life (simple, but not easy). Getting rich • Spend less than you earn. Wealth is built by saving more than you spend and investing the difference. • Invest early & con... ATV85 1788700605 Thank you for this post @HODL . Sometimes I need to be reminded that the simple (not easy) things make the biggest impact. It’s all too easy to fall into what I call the “cult of creativity” and think that all solutions need to be complex ❤️1