⚡️💬 5 years ago I was very close to taking out a home loan (God forbid). But it frustrated me, I couldn't understand why I had to pay rent when I could "own" my own home for the same amount. Th...
Rather than interest would it make more sense to loan money out at a flat fee? E.g., a percentage of the loan that does not compound? Charging the riskier loans a higher fee?