@nprofile1q... just a savings account. You can get free money by signing up and doing nothing with it while it slowly grows until the kid is 18. Or you can put money in yourself like an investment account. No real purpose to do that if you have other investment accounts. One catch when I tried signing up, its through the IRS website. That means even after creating 2 factor authenticator, entering SS#, and uploading picture of DL, you still need to upload a picture of your face for facial recognition.