Bent Measuring Stick
(If you remember when buying a car didn’t mean financing it for most of a decade.)
Auto Loan Term Length (1995 → 2025)
1995 — The typical new car loan term was about 48–60 months, with shorter repayment windows keeping total interest limited.
2025 — The average new car loan now commonly stretches 72–84 months, with some loans extending even longer.
Sticker prices rose, but loan terms stretched to make monthly payments appear manageable.
What changed wasn’t transportation itself, but the timeline required to pay for it. And when the measuring stick bends, affordability often shifts from price to duration — quietly moving cost from today into tomorrow.
#inflation #soundmoney #bitcoin
(If you remember when buying a car didn’t mean financing it for most of a decade.)
Auto Loan Term Length (1995 → 2025)
1995 — The typical new car loan term was about 48–60 months, with shorter repayment windows keeping total interest limited.
2025 — The average new car loan now commonly stretches 72–84 months, with some loans extending even longer.
Sticker prices rose, but loan terms stretched to make monthly payments appear manageable.
What changed wasn’t transportation itself, but the timeline required to pay for it. And when the measuring stick bends, affordability often shifts from price to duration — quietly moving cost from today into tomorrow.
#inflation #soundmoney #bitcoin