@nprofile1q... Only way I'm afloat right now as self-employed security researcher/software dev. is because of husband's employer that has great union-negotiated healthcare plan.
Before that, I was spending $800+ on premiums just for myself, while paying for most things out of pocket due to high deductible.
High healthcare costs was the final push to get married after 10+ years together, so I could get on his plan.