I know several Bitcoiners who either lost their stack or scary-close to losing their stack cos they took out loans using their stack as collateral.
Retirees in particular are being encouraged to - don’t sell your stack, borrow against it for your living costs- as the only option.
I’m open to suggested alternates. 😬
That said- I’m concerned that many well regarded Bitcoin influencers advertise Ledn etc on their channels.😢