If you deposit $10,000 into a bank š¦
Hereās what happensā¦
The bank set asides a 10% and loans out the rest of your money.
How it works, say another person comes in and asks for a car loan...
Not on Xapo Bank (https://www.xapobank.com/). They don't lend users money to other users. They are pro-bitcoin and pay the 4.1% yield from dollars deposits in Sats.
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